Long-Term Purchase or Short-Term Lease, All Your Finance Options Can be Found at Bergen Car Company Inc.

Test driving and researching vehicles are the fun parts of shopping for any Car, Truck or SUV. Budgeting, running the numbers, and figuring out repayment plans are the not-quite-fun part for many New Jersey drivers. At the Bergen Car Company Inc. finance team, we can't promise to make setting up a payment plan for your car fun, but we can promise to make it easier. We work with many banks in the Lodi area and walk you through every step of the process, to make it easier to understand and more efficient for you.

Which Auto Financing Options Fit You Best?

There are two main options to pick from when considering your financing options taking out a loan or signing a lease. Each has their pros, so it's really up to you to decide which is the right path forward. For example, with a loan, you own the car at the end and build equity, but with a lease, you have a lower payment and an easier time upgrading when you turn it in. Whichever you choose, we can provide you with the information you need to make an informed decision.

Save Time by Getting Pre-Approved for Financing

Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.